So as I mentioned yesterday, I will be blogging about saving money. I’m close to 40 and up until about 3 years ago, I had spent everything I’d earned. Frustrating as it was, I just couldn’t help myself. My husband followed suit and never knew what was going on with our finances. In January of 2014, my sister in law mentioned a book on facebook that was life changing. It was called The Total Money Makeover by Dave Ramsey. Now, to many he is a curse word but to me he’s a genius. We read his book in one hour and implemented the baby steps immediately. Since then we’ve paid off over $110k in debt and saved up 20% for a home purchase. In this blog I will share things I’ve learned, exciting wins, goals, tips…anything to do with being smart with money. I hope I can help you!